Yea, I had $13,000 worth of mowing equipment stolen back in 2004. I do not and have never lived in an area where I or anyone else would consider dangerous or ghetto. I simply don't trust people.
As far as you not locking doors or vehicles, that's just plain ignorance..
Congrats on living in the #2 safest city in America. According to several lists I've seen California is still more dangerous than Missouri. I can't believe you'd live there. I can't believe you'd subject your wife to a place that's NOT the least dangerous.
Fact is, you live among more scumbags than most of us. Nice try though.