I would say you have gears. possible shiftforks all messed up in the bottom end, tearing up your waterpump and stuff, it will get to all the vitals in your bottom end clutch, whatever..(I would not recommend running it anymore) that stuff will float around in the oil as your motor is running and screw it all up. you are going to have to take it apart to determine the damage.Buy a clymers manuel and do it yourself if you can.The stealership will gouge you big time for labor. sorry I can't determine unless its opened up to see!!