sam97 Posted January 13, 2006 Report Posted January 13, 2006 (edited) I am planning on riding more frequently this year because of my new job (oh yea, more money and more weekends off), and am somewhat nervous after hearing about all of the atv theft happening. I am thinking that I will insure my shee and 450 mainly against theft. I wanting to know if anyone has theft insurance, and with what company you have it. I also would like to know how much this is going to cost me. I chain and lock them to the trailer where ever I go, but they sit outside overnight every time I ride out of town. Any info is appreciated. Edited January 13, 2006 by sam97 Quote
dune_girl Posted January 13, 2006 Report Posted January 13, 2006 we actually had an incident the other night where somebody tried to steal our bikes...but couldnt get it off the trailer...so i decided i better get insurance. mine is $145/year with a $500 deductible.. Quote
Speedie Posted January 13, 2006 Report Posted January 13, 2006 12 dollars and some change, with 100 dollar deductable from Farm Bureau. I'm covered from theft, but more important if I crash it's covered too. Quote
kenr74 Posted January 13, 2006 Report Posted January 13, 2006 196 a year for the Banshee and 450 with 250 deductible. Quote
suzuki0702 Posted January 13, 2006 Report Posted January 13, 2006 mine is 44.60 a month for my 04 z400 and 98 banshee with 250 deductible..luvin it ! mines through the progressive...later Quote
banshee tuner Posted January 14, 2006 Report Posted January 14, 2006 If you do a good bit of travel and stay in motels try and pick up a good deal on an enclosed trailer. That way people wont know if it has quads in it or it is empty. Quote
Speedie Posted January 14, 2006 Report Posted January 14, 2006 If you do a good bit of travel and stay in motels try and pick up a good deal on an enclosed trailer. That way people wont know if it has quads in it or it is empty. 459289[/snapback] Enclosed are nice to have and you can back up to a wall or something so there's not enough room to open the doors. Just in case someone trys to cut the locks then it won't matter. Quote
fastbanshee8 Posted January 14, 2006 Report Posted January 14, 2006 We've got everything insured by State Farm. My Banshee is covered for theft, fire, natural disater, crash damage, etc., and it costs about $15.50 per month. It will also pay $1000, on medical bills, if I get hurt riding it. Quote
sam97 Posted January 14, 2006 Author Report Posted January 14, 2006 (edited) 196 a year for the Banshee and 450 with 250 deductible. 459004[/snapback] What insurance company is this with? About the trailer, we just got a new open car trailer. I just bought a vw sand rail, and the trailer will fit that plus my two atvs at the same time. I looked into enclosed trailers, but the price difference was just too great. And it would have had to be huge.. Thanks. Edited January 14, 2006 by sam97 Quote
Old Two-Smoke Posted January 14, 2006 Report Posted January 14, 2006 I have had very good luck with chaining Killer to the bikes. And a 1300 Winchester loaded with 00 buck in the camper as backup. The gun leans against the trailer all day. We havent been able to teach the dog how to shoot yet, but we are still hopeful. Why waist your money on insurance when there are so many upgrades to buy. Save your money, go to the pound and pick up a Pit Bull. Oh and dont forget to learn to shoot. Quote
courville69 Posted January 14, 2006 Report Posted January 14, 2006 ^^Yea then go to jail for attempted murder over an atv.In Louisiana you can only shoot someone if there breaking in your house. Quote
Old Two-Smoke Posted January 14, 2006 Report Posted January 14, 2006 ^^Yea then go to jail for attempted murder over an atv.In Louisiana you can only shoot someone if there breaking in your house. 459371[/snapback] Thats why your insurance rates are so high. If you learn to shoot straight it wouldn't be attempted. They would be dead! Quote
Speedie Posted January 14, 2006 Report Posted January 14, 2006 I have had very good luck with chaining Killer to the bikes. And a 1300 Winchester loaded with 00 buck in the camper as backup. The gun leans against the trailer all day. We havent been able to teach the dog how to shoot yet, but we are still hopeful. Why waist your money on insurance when there are so many upgrades to buy. Save your money, go to the pound and pick up a Pit Bull. Oh and dont forget to learn to shoot. 459369[/snapback] What's to keep someone from taking the shotgun and shooting old killer and then you and then taking your Banshee? Trust me I have guns and I have dogs and I've been robbed. Quote
Old Two-Smoke Posted January 14, 2006 Report Posted January 14, 2006 What's to keep someone from taking the shotgun and shooting old killer and then you and then taking your Banshee? Trust me I have guns and I have dogs and I've been robbed. 459397[/snapback] Thats an easy one, Its a well known fact God takes care of drunks and fools.... Or maybe I have such junk no-one really wants it. Quote
scuba147 Posted January 16, 2006 Report Posted January 16, 2006 I pay 150/yr for the shee and 119 for my polaris through state farm--500 deductable Quote
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