My freakishly fast bolt on Banshee has never been beat by a YFZ with pipe, filter, cam, HC piston (or any other bolt on modded banshee for that matter.) Most piped YFZs are easy to beat for me. I think the Yamaha factory just made my cylinders in perfect specifications
So, you might as well try with the bolt ons first. Mill the head 0.020", drill you your stock stator plate as far as you can (puts the timing at about +5 probably), reed cages (if in your budget - hell mine just has stock), and you should be good to go.