How many have insurance?

[jaysvt]

Just woundering who has insurance in there shees and where is a good place to go? I live in michigan and need to insure a 400 ex and the shee.

Thanks for any info

jay

[BansheeBillyBob]

Just woundering who has insurance in there shees and where is a good place to go? I live in michigan and need to insure a 400 ex and the shee.

Thanks for any info

jay

381703[/snapback]

 

 

i have state farm on mine its only like i think 29bucks a month for full coverage

[Mxzdan]

I have insurance like 400$ a year

[97banshee350]

what exacly do they do for insurece on you atvs, is it like if they get stolen you get a new one back if yours is not found?

[Mxzdan]

No they just give you like what it's worth in the blue book

[Dead Op]

Don't got insurance on tghe shee, but i got liability on my 3 sleds from GMAC and it is only 149 a year! no lies!

[CombatTalon2]

300 bucks a year on the banshee. I think its with progressive. I have Geico and USAA for everything else!

[locogato11283]

if you get insurance make sure its under off road vehicle. my stupid ass insurance agent had mine under auto. so when i wrecked 2 of them it went on my driving record. its been fuckin me on rates for 3 years...not worth the hassle in my opinion.

[Dead Op]

if you get insurance make sure its under off road vehicle. my stupid ass insurance agent had mine under auto. so when i wrecked 2 of them it went on my driving record. its been fuckin me on rates for 3 years...not worth the hassle in my opinion.

381743[/snapback]

Ouch!

[BURKE_DADDY]

when i was checking around for atv insurance these guys had the lowest prices.

 

 

 

http://www.atv-line.com/

[tschoeberl]

We found the best and cheapest place was Progressive. It cost us $240/year for four quads. I can't beat that! I have had my banshee attempted to be stolen before my dog scare the culprits off. Maybe a dog is better insurance. Ha, Ha!!!

[rptorman]

When I put insurance on my shee they asked me how much it would cost to replace it in the condition it is in.

[jaysvt]

thanks for all the info, you can beat that 29 bucks a month.

 

jay

[Holyman]

Insurance paid me over $5000 for my banshee when it got flipped over. So to me insurance is worth it!!!

I have Progressive now and I tell them the value to insure for and that's what it's insured for. For some of you guys who are homeowners, your homeowners insurance MAY cover the ATV's. First call your agent and if he can't tell you for certain, call the claims department and ask a "general question" to see if there is coverage. Insurance companies write their policies for the State they are in. So some companies will cover the ATV like it is lawn equipment. Others will not cover it at all. Illinois policies will cover an ATV under homeowners ONLY if it is "used exclusively to service the named insured risk". In english... only if it is used on your own property.

Insurance companies also price insurance based on what they are used to insuring. My ATV insurance thru State Farm for 1- 1999 Banshee was around $250 per year. My current policy with Progressive covers 4 ATV's 1999, 1995 Banshee's 2001 Blaster and 2000 Trailblazer for around $250 per year. Obviously State Farm will insure them but they don't like to.

So in the end, do your research, know your coverage and buy the insurance. $29 bucks a month doesn't sound like much until you do the math and realize it's almost $100 a year more than I am paying to insure 4 atv's.

[04TeamYamahaShee]

$15/month for the 'Shee, which is $180/year