Interesting stuff and beliefs no doubt. No wonder there is 100's of denominations in this world. Everyone interprets God's word in a different way (This was talked about in the bible, the pastors that scattered the sheep and destroyes the pasture of Chirst). A lot of people believe what they want to believe. Obviously the bible states it is not for personal interpretation. This meaning what? Who interprets it? There is only one correct interpretation. Who has the authority to interpret his word? Are all the religions of the world directed, counciled, lead by Jesus Christ to this day? If it's not lead, directed and counciled by Jesus Christ then who is leading it? Will the devil give you 9 truths to get in one lie? Things to ponder when seeking for salvation.
Those who believe that once your baptised or "saved" need to read Mathew 7:21-23, 15:7-9, 24:13. We must all live the will of the father and endure to the end, sincere belief is not enough to enter into the kingdom of heaven.
Most of this stems from a (mis)interpretation of John 3:15-18 that all you have to do to be saved is believe in Jesus Christ and you will have everlasting life. John 14:21 states that you must repent of your sins and be baptised from one having authority in order to recieve complete salvation. So really those two scriptures refute each other.