I already have a second account set up that I have a percentage of my paychecks go into just incase something happens but I will never touch that unless I absolutely have to for family reasons or for collage for my kids. Any of you guys do your own porting? I have port aluminum 4 stroke heads with some help from a buddy that used to build pro moto bike engines. I know that's a completely different set up from a 2 stroke twin but if I got the templates and took my time I personally think I could do it. I have a machine shop at work that I can use after hours if I don't already have everything tool wise my self. Worst case here I mess them up and have to do the 421 like I am planning on doing any way, it would just move getting the cub kit up a little sooner. I will get the Pro design cool head first and run that for awhile and as time goes I will slowly start getting the parts together for the 421. I would like to get the whole kit at once but I don't want to be dumping all that money in at once. Im sure others here have the same problem with the wife not understanding why so much money goes into a bike that is already fast enough to scare people.