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For his birthday, little Joseph asked for a 10-speed bicycle. His father

said, 'Son, we'd give you one, but the mortgage on this house is

$280,000 & your mother just lost her job. There's no way we can afford

it.' The next day the father saw little Joseph heading out the front

door with a suitcase. So he asked, 'Son, where are you going?' little

Joseph told him; 'I was walking past your room last night and heard you

telling mom you were pulling out. Then I heard her tell you to wait

because she was coming too. And I'll be damned if I'm staying here by

myself with a $280,000 mortgage & no bike.

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