I purchased a 2001 banshee, all stock. Checked everything out, test drove...everything checked out good. I noticed Neutral was a bit hard to find, but easier when it was shut off. I havent had a chance to ride it good since I purchased it. Mainly a couple putts around the backyard. I jumped on it tonight and noticed I only had 1st and 2nd gear. More smoke than usual, there is a slight knock on tranny side, and the oil is a little low (light grey in color) Im a novice when it comes to repair, espically since this is my first banshee What should I look for? I searched the forum and found things similar but nothing the same as what Im experiencing.