I cant understand what me and the wife are really doing wrong. We dont go and blow money like crazy, only have one credit card, got a cheap trailer house with free rent, (on wifes grandparents land) almost paid for, our 2 of our 3 veh. are paid for, (70' Chevelle, 97' Escort, and the 04' Chevy truck... not paid off yet). We got a small loan to help while I was at college which was less than $1,000. We have full coverage on everything we own, the escort because of the small loan, chevelle cause the house is on it and the truck and the house since either are not paid for.
I am down in the dumps, and feel guilty for even going out to eat at Mcdonalds once a week. ( i eat sandwich's for lunch, the past 2 years.) We dont expect alot, but want to have fun be happy and give the best for our 16 month old daughter. The hard part was yesterday when i seen we were $200 over drawn. I
I graduated college 3 months ago and had a 3.55 gpa or so and got an associates in applied science. (Not the best but more than most my friends got, that still live at home...)
Trying to get my wife into college cause she is wanting to be a dental hygentist like my mom.
Anyone got the same problems? any input would help, wife and i both work 45+ hrs a week.